These Terms and Conditions (“Agreement”) constitute a legally binding agreement between STEMVentor Educonsulting (“Company,” “we,” “us,” or “our”) and the user or buyer (“User,” “you,” or “your”) of all products, services, and content (“Products”) offered or sold by the Company, including but not limited to this website at https://www.stemventor.com and the digital learning platform at https://lms.stemventor.com.
By accessing or using the Products, you agree to be bound by this Agreement. If you do not unconditionally agree to all terms of this Agreement, please immediately discontinue use of the Products.
This Agreement incorporates by reference the Company’s Privacy Policy, which governs the collection, use, and protection of your personal data. By agreeing to these Terms, you also agree to the Privacy Policy.
Our Products are intended for users who are 13 years of age or older. We do not knowingly permit anyone below the age of 13 to register for or use our Products. If we become aware that a child below the age of 13 has registered, we will terminate that account and delete associated data without notice.
Under the Indian Contract Act, 1872, a minor (any person below the age of 18 years) does not have the legal capacity to enter into a binding contract. Accordingly, if you are between 13 and 17 years of age, this Agreement must be read, understood, and accepted by your parent or lawful guardian on your behalf. The parent or guardian is the contracting party for all purposes under this Agreement.
By completing the registration process for a minor user, the parent or guardian:
The Company reserves the right to require documentary proof of parental or guardian consent at any time. If such proof is not provided upon request, the Company may suspend or terminate the minor’s account.
If you are 18 years of age or older, you represent and warrant that you have the legal capacity to enter into this Agreement and that all information you provide is accurate and truthful.
The Company reserves the right to modify this Agreement at any time. When changes are made, the Company will update the “Last Updated” date at the top of this page and display a notice on the website. For material changes affecting minors’ accounts, the Company will notify the registered parent or guardian by email.
Your continued use of the Products after the effective date of any revised Agreement constitutes your acceptance of the changes. If you do not agree to the revised Agreement, you must discontinue use and may request account closure by contacting us at support@stemventor.com.
This Agreement does not alter in any way the terms or conditions of any other written agreement you may have with the Company.
The Company offers learning content and project-based guidance in the broad field of computing technology and related areas of study. Content is delivered via the Company’s proprietary digital learning platform at https://lms.stemventor.com.
The information and content provided are for general educational purposes only. While the Company endeavours to keep content accurate and up to date, it makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of its Products for any particular purpose. Any reliance you place on such information is strictly at your own risk.
Certain Products are available on a paid basis, either as one-time purchases or as recurring subscriptions. The applicable price or subscription fee will be clearly displayed before you complete a purchase.
Where a subscription plan is offered, the subscription will automatically renew at the end of each billing cycle at the then-current subscription rate, unless you cancel before the renewal date. You will receive a reminder before each renewal. It is your responsibility to cancel if you do not wish to renew.
All payments are processed securely through the Company’s third-party payment gateway partner. The Company does not store your financial credentials. Prices are inclusive of applicable taxes unless stated otherwise.
The Company may, at its discretion, offer free trial access to certain Products for a limited period. At the end of the trial period, continued access will require a paid subscription unless you cancel before the trial ends. The terms of any trial offer will be communicated clearly at the time the trial is offered.
You may cancel a subscription at any time by logging into your account or contacting us at support@stemventor.com. Upon cancellation, your access to the subscribed Products will continue until the end of the current billing period. No further charges will be made after cancellation.
Refund requests for digital Products will be considered on a case-by-case basis in the following circumstances:
Refunds will not be issued for change of mind after access has been granted, or for partial use of a subscription period. All refund requests must be submitted to support@stemventor.com with your order details. Approved refunds will be processed within 7–10 working days to the original payment method.
Nothing in this refund policy limits or excludes your statutory rights as a consumer under the Consumer Protection Act, 2019 (India) or any other applicable law.
By using the Products, you agree to the following:
The Company reserves the right to suspend or terminate your account immediately if you violate any of the above, in accordance with Section 11 of this Agreement.
All Products, including but not limited to course content, videos, text, graphics, code, exercises, assessments, and platform software, are the intellectual property of the Company. The Company owns all copyright, trademarks, and other intellectual property rights in and to the Products.
By using the Products, you are granted a limited, personal, non-exclusive, non-transferable, non-sublicensable licence to access and use the Products solely for your own personal, non-commercial educational purposes. This licence does not permit you to:
For the avoidance of doubt, personal study use — such as taking notes, saving screenshots for your own private reference, or printing a page for offline personal study — is permitted under this licence provided it is not shared with others or used commercially.
Any unauthorised use of the Products will result in immediate termination of your licence and may give rise to legal action.
If you are 18 years of age or older and you upload, post, or submit any content to the platform (“User Content”), you grant the Company a non-exclusive, royalty-free, worldwide licence to use, display, reproduce, and distribute such User Content solely for the purpose of operating and improving the platform and its educational services. This licence does not extend to commercial exploitation of your User Content independent of the platform.
If a minor (aged 13–17) submits any User Content, the licence described in Section 8.1 is granted by the minor’s parent or guardian, who by accepting this Agreement on the minor’s behalf confirms they have the authority to grant such a licence. The Company will not use User Content submitted by minors for any commercial purpose beyond what is necessary to operate the platform.
You are solely responsible for any User Content you submit and for your interactions with other users on the platform. The Company is not liable for any damage or harm resulting from User Content or user interactions. The Company reserves the right, but has no obligation, to review, moderate, or remove any User Content it deems objectionable, at its sole discretion, without notice.
The Products may contain links to third-party websites, products, or services that are not owned or controlled by the Company. The Company assumes no responsibility for the content, privacy policies, or practices of any third party. The inclusion of any link does not imply a recommendation or endorsement by the Company. The Company shall not be liable, directly or indirectly, for any damage or loss caused or alleged to be caused by reliance on any third-party content, products, or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party products you use.
The Products are provided to you on an “as-is” and “as-available” basis, with all faults and without warranty of any kind. To the maximum extent permitted by applicable law, the Company expressly disclaims all warranties, whether express, implied, statutory, or otherwise, including all implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.
Without limiting the above, the Company makes no warranty that:
Nothing in this clause limits or excludes any rights you may have as a consumer under the Consumer Protection Act, 2019 (India) or any other applicable law that cannot be lawfully excluded.
The Company reserves the right to suspend or terminate your access to the Products if it reasonably believes, in its sole discretion, that you have breached any term of this Agreement. In cases of serious breach (including but not limited to illegal activity, harassment of other users, or fraudulent use), the Company may terminate access immediately and without prior notice.
For paid accounts, except in cases of serious breach as described above, the Company will provide at least 7 days’ written notice by email before terminating access. Where termination is initiated by the Company for reasons other than breach, any unused portion of a prepaid subscription period will be refunded on a pro-rata basis.
Upon termination, your licence to use the Products will immediately cease and you will no longer be able to access your account or any content therein. Provisions of this Agreement that by their nature should survive termination (including intellectual property, indemnification, limitation of liability, and governing law) will continue to apply.
To the maximum extent permitted by applicable law, the Company’s total liability to you for any claim arising out of or in connection with this Agreement or the Products is limited to the total amount you paid to the Company for the Products in the 12 months preceding the claim.
The Company will not be liable for any indirect, incidental, special, consequential, or punitive losses or damages arising out of or in connection with this Agreement or the Products, including but not limited to loss of data, loss of profits, or the cost of procuring substitute products or services.
Nothing in this clause limits the Company’s liability for death or personal injury caused by negligence, fraud, or any liability that cannot be excluded under the Consumer Protection Act, 2019 (India) or other applicable law.
If you are an adult user (18 years or older), you agree to indemnify, defend, and hold harmless the Company and its officers, directors, employees, contractors, and agents from and against all claims, damages, costs, and expenses (including reasonable legal fees) arising out of or relating to:
This indemnification obligation does not apply to minor users (aged 13–17). The parent or guardian who has accepted this Agreement on behalf of a minor accepts responsibility for the minor’s use of the Products and agrees that any liability arising from the minor’s use will be the responsibility of the parent or guardian, to the extent permitted by applicable law.
The terms of this clause survive termination or cancellation of this Agreement.
If you have any concern or dispute relating to the Products or this Agreement, you agree to first attempt to resolve the matter informally by contacting the Company at support@stemventor.com. The Company will acknowledge your communication within 5 working days and endeavour to resolve the dispute within 30 days.
If the dispute is not resolved informally within 30 days, either party may escalate the matter to the appropriate consumer forum or court as described in Section 15 below.
Nothing in this clause prevents you from exercising your rights before a consumer forum under the Consumer Protection Act, 2019 (India), including filing a complaint with the relevant District, State, or National Consumer Disputes Redressal Commission.
This Agreement is governed by and construed in accordance with the laws of India. The Products originate from Mumbai, Maharashtra, India. Any disputes arising out of or in connection with this Agreement that are not resolved informally shall be subject to the exclusive jurisdiction of the competent courts in Mumbai, India.
By using the Products, you consent to the personal jurisdiction of such courts in connection with any such dispute.
The Company’s Products are designed and intended for use within India. The Company makes no representation that the Products are appropriate or available for use in locations outside India. Users who access the Products from outside India do so at their own risk and initiative and are solely responsible for compliance with all applicable local laws in their jurisdiction.
All content on the platform, including course materials, videos, graphics, assessments, and software, remains the exclusive property of the Company. No rights are granted to you other than the limited licence described in Section 7. The Company actively monitors for unauthorised use and reproduction of its content and reserves all rights to take legal action for infringement.
You may not assign, transfer, or sub-license your rights or obligations under this Agreement to any other person without the prior written consent of the Company. The Company may assign its rights and obligations under this Agreement at any time, including in connection with a merger, acquisition, or sale of assets, subject to the obligations set out in the Privacy Policy regarding data transfers.
If any provision of this Agreement is found to be unlawful, void, or unenforceable, that provision will be modified to the minimum extent necessary to make it enforceable, or severed if modification is not possible. The remaining provisions of this Agreement will continue in full force and effect.
The failure of the Company to enforce any right or provision of this Agreement at any time does not constitute a waiver of that right or provision. No waiver of a breach of this Agreement shall be construed as a waiver of any subsequent breach.
These Terms and Conditions may be made available in languages other than English for convenience. In the event of any conflict or inconsistency between the English version and any translated version, the English language version shall prevail.
This Agreement, together with the Privacy Policy and any other policies incorporated by reference, constitutes the entire agreement between you and the Company with respect to the Products and supersedes all prior agreements, representations, and understandings, whether written or oral, relating to the same subject matter.
By registering for or using the Products, you (or, if you are a minor, your parent or guardian on your behalf) acknowledge that:
If you have any questions about this Agreement, please contact us at support@stemventor.com.